Is there small business financing available that will not effect you personally if your biz if it goes under?

Can you answer Krista M’s question about Factoring?:

I want to open an ice cream shop in my area but I do not want to put my house up for collateral in a loan or if the business goes bankrupt for the lender to be able to come after my personal assetts. Is there financing available? Or anyone know of grants to open a shop.

Structured Settlement Funding

Where can i get startup business financing ?

Can you answer Kar’s question about Factoring?:

how can i get financing to start a business
all banks require minimum 2 year old business to give a loan
no one give a loan for new business
does someone knows a bank who gives a startup business loan ?
the thing is that i just turned 18 so i dont have credit history
i want to get loan under my mom’s credit she’s credit score is 670 i think
so its also a problem because the banks require exelent personal credit 670 is not exelent
and the thing is that i need just 20,000 to 30,000 the banks give loans for up to 100,000
i cant get just 30,000 from them
what to do ?

Factoring Software