Where is the best place for small business financing with bad credit?

Can you answer Natalie L’s question about Factoring?:

I opened a flower shop over a year ago and I made the mistake of not incorporating, our profits are increasing but my credit has been going downhill. We are at the point where my personal funds that started this are depleted and need some working cap. Of course banks won’t look at me because of my credit score. We have the potential to make $300,000 per year but without the proper cap we might not succeed in day to day operations.

Structured Settlement Funding